September 2025 Southern Maryland Real Estate Market Update: More Inventory, Less Drama

If you’ve been following the Southern Maryland real estate market, you know it’s been a wild ride the past few years. But as we roll into fall 2025, things are finally starting to look a little more… balanced. (We’re talking less “roller coaster,” more “scenic drive.”

Let’s take a closer look at what’s happening, what it means for buyers and sellers, and why both groups can breathe a little easier—without needing to hyperventilate into a paper bag.

Rising Inventory: Choices, Choices, Choices

For the first time in a while, buyers in Southern Maryland (yes, that includes you, Calvert and St. Mary’s) have actual options. Inventory is up more than 40% year-over-year, which means you no longer have to settle for the first house that doesn’t have a leaky roof and questionable wallpaper. Choices are back on the menu, and it’s not just leftovers.

Price Growth: Still Up, But Not Out of Control

The median sale price in St. Mary’s County has climbed to $449,000—a 5.6% rise since last year. So, yes, homes are still appreciating, but the days of double-digit price jumps are behind us. The market’s caffeinated sprint has slowed to a brisk walk. It’s still competitive, but you might not need to write a love letter, bake cookies for the seller, and outbid three cash offers just to get a showing.

Negotiating Power: The Pendulum Swings Back

Here’s a plot twist: Homes are selling for less above list price than they did a year ago, which is a polite way of saying bidding wars are less common. Buyers, you have more negotiating power now. Sellers, it’s time to focus on realistic pricing and curb appeal. The market is no longer handing out trophies for “Most Overpriced Home.”

Governor’s Housing Initiative: Help Is on the Way

Governor Wes Moore’s “Housing Starts Here” executive order is aiming to tackle the state’s housing shortage head-on—by streamlining permitting and using state-owned land for new development. Will it solve everything overnight? No. But it’s a step in the right direction for Southern Maryland, where more housing options are sorely needed.

What Does This Mean for You?

If You’re Buying:

Enjoy the Breather: More inventory means less rushing. Take your time, compare options, and don’t feel pressured to waive every contingency.

Negotiate with Confidence: With more choices and less frenzy, you have room to negotiate on price, terms, and repairs. Your agent (hi, that’s me) will help you strategize.

Stay Informed: The market is always evolving. Work with a local expert who knows the ins and outs of Southern Maryland’s neighborhoods.

If You’re Selling:

Price Realistically: The days of buyers fighting over your home are waning. A well-priced home attracts the right buyer—and might even create some friendly competition.

Focus on Presentation: Buyers are choosy again. Make sure your home is move-in ready and shines in photos and in person.

Lean on Local Expertise: Navigating a balanced market requires strategy. A local agent (again, that’s me) can help you stage, price, and market your home effectively.

The Bottom Line

Southern Maryland’s real estate market in September 2025 is a different animal. More inventory, slower price growth, and a return to actual negotiation make for a healthier, more balanced landscape. Whether you’re buying, selling, or just watching from the sidelines, you can finally relax a little—without fearing you’ll miss out.

If you want to talk strategy, get an updated home value, or just need a little real estate humor to get you through the week, I’m always here!

Ready to make your next move in Southern Maryland? Let’s chat!